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Explore Your Future.
Own It First.

Owners First is Ready to Work for You

At Owners First Finance, we believe your home should reflect your dreams. From first-time buyers to seasoned homeowners ready to remodel, we put owners first always. Our dedicated team of mortgage advisors is here to guide you through every milestone.

Redefining the Tradition of Trust

Owners First Finance is a premium mortgage institution dedicated to the refined art of homeownership. We believe that securing a legacy for your family requires more than just capital it requires a partner who values your dreams as much as you do. Our mission is to provide sophisticated financial strategy with a deeply personal, family-centered touch. THE OWNER COMES FIRST 

Castillo  Strategy

We custom-tailor every mortgage to reflect your unique financial landscape and long-term legacy goals.

Family-Oriented Advisory

Our guidance is rooted in the same principles of integrity and care you pour into your own family home.

Unwavering Trust

Stable, transparent processes that ensure you own your future with absolute financial confidence.

Loan Programs

First-Time Homebuyer

Unlock the door to your very first sanctuary with dedicated support and flexible entry options tailored for new owners.

Conventional Loans

Standard financing with premium flexibility and competitive rates for well-qualified buyers seeking a traditional path.

FHA Loans

Government-backed financing designed to make homeownership aspirational and achievable, even with lower down payments.

Refinance Options

Optimize your family wealth. Lower your monthly obligations or unlock equity to fund your next big dream.

VA Loans

Honoring those who serve with exclusive mortgage benefits, including zero down payment options for veterans and active duty.

Renovation Loans

Invest in your sanctuary. Transform your current home or a new purchase into the space you’ve always imagined.

Why Choose Owners First?

Fast Pre-Approvals

Personalized Loan Strategy

Transparent Communication

Competitive Rates

Experienced Mortgage Advisors

Your future is waiting...

“Owners First made the mortgage process simple, fast, and stress-free. We truly felt like our family's dreams came first.”

Sarah & James P.

“The level of professionalism and care we received while purchasing our first home was unparalleled. They put owners first.”

Michael R.

“Their renovation loan strategy allowed us to turn a fixer-upper into our true sanctuary. It felt personal and focused.”

The Thompson Family

The First Step

Schedule Your Strategy Session

20251 SW Acacia St
Newport Beach, CA 92660

Direct: (949) 828-2774

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